Unsecured Loans FAQs

Why should I use Maxcroft?

Maxcroft are a long established family firm trading since the 1970’s. We offer a quick and friendly service and can often help where other loan companies have been unable to. Our rates are very competitive and our service is second to none.

Back to top

Can you lend if I have bad credit history?

We take a view of individual circumstances and it will depend on the circumstances of the credit history and whether those circumstances have now changed. So talk to us to discuss your requirements.

Back to top

Can you lend if I have a CCJ?

This will depend on the circumstances of the ccj and the status of it today. We do not make a blanket judgement about all ccj’s.

Back to top

What can I do if you refuse my loan>

If we are unable to help you with an unsecured loan, we may be able to offer you a different loan such as a pawnbroking loan.

Back to top

Will you consider my loan application if I have been refused by a high street lender?

Yes, we consider all applications and don’t necessarily use the same criteria as other lenders.

Back to top

Can I use my loan to consolidate other loans and credit?

Yes, this may be preferential to you if it enables you to reduce the total cost of all your borrowing.

Back to top

Can you pay my unsecured loan in cash?

Yes, once the loan has been approved it is advanced in cash on the same day.

Back to top

How long will it take to approve my unsecured personal loan?

A loan application is normally approved within an hour. If not sooner

Back to top

Can I take a joint personal loan with a partner or parent?

Yes, you can apply jointly for a loan with a partner, parent or friend.

Loans can be issued to joint borrowers who are prepared to be jointly responsible for the loan in every way.

Back to top

More information about our Unsecured Loan Service

Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

Representative Example:
Borrow £1000.00 Pay £118.33 per month for 12 months. The total charge for credit is £420.00
The Annual rate of interest is 42% (flat fixed)
(The Total Amount Repayable is £1420.00)
The Representative APR is 97.9% (fixed)

Short-term loans should not be used as a long term financial solution. All loans subject to credit and affordability checks.

If you have any queries about our Unsecured Loans service, please contact us.
Telephone 0208 518 1828 or email enquiries@maxcroft.co.uk

We'll be happy to answer any questions you may have.

Authorised and regulated by the Financial Conduct Authority for consumer credit. This can be confirmed on the Financial Services Register, which can be found at http://www.fca.org.uk/register.