Cheque Cashing

Looking for quick and easy cheque cashing? At HandT Pawnbrokers, we can instantly cash your cheque on the spot for a small fee — no more waiting days for cheques to clear, and you can do it without a bank account!
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Cheque Cashing – Charges and Fees       

As of 26th July we will be changing our fee structure for cashing a cheque.

Having not increased our fees over the last ten years, this is not a decision we have taken lightly.  As always, we want to offer our customers the best possible value for money and are committed to continuing to offer this valuable service on the high street, in the communities we serve.

Charges as of 26th July 2023 the fees to cash a cheque will be:

Current Service Fee New Service Fee
£0 - £750: 7.99% £0 - £750: 8.99%
£751 - £1,000: 7.49% £751 - £1,000: 8.49%
£1,001 and over: 6.99% £1,001 and over: 7.99%
Personal cheques: 12% Personal cheques: 13%
A £3.99 handling fee applies on every transaction.

Simply visit one of our 270+ locations and bring along originals of:

  • Photographic ID, such as your passport or driving licence.
  • A formal letter with your name and address, dated within the last three months, e.g. utility bill, bank statement, or tenancy agreement.
  • the letter that came with the cheque.

Our same-day cheque cashing service will save you time and a lot of hassle. We also offer other ways to make money fast, including Pawnbroking loans.

In addition, we offer cash for gold, silver, platinum, jewellery, watches, antiques, and even cars, if you're looking to sell something permanently.