Prepaid Credit Card

The new cashplus Gold prepaid MasterCard^® is now available at our offices.

If you have not been eligible for a credit card in the past and would like to enjoy the added spending power and convenience that a credit card gives, then this is the card for you.

• Use the card like a pay-as-you-go phone.
• Put money on the account and then use it.
• 100% acceptance. No credit checks.
• No need to have a bank account.
• No interest to pay, No penalty fees.
• Shop online, in-store, or by phone.
• Use to withdraw cash from ATM’s or banks (subject to varying charges)
• Accepted anywhere that displays the MasterCard^® trademark
• Safer than carrying cash.
• No more worrying about becoming over-indebted.

More facts about the pre-paid credit card

Can be re-loaded at our offices or at any post office free. You can re-load your card up to a maximum daily of £5000 and a maximum balance of £5000 at any one time.

If you cash a cheque or take a loan, the funds can optionally be loaded onto your card.

Additional cards can be put on the same account so it’s an easy way to get money to loved ones no matter where they are. Extra cards can be issued for cardholders aged 13 or over. Chip and pin protection makes access to funds safe and easy.

Come into our office with signature and/or photographic id such as a passport or driving licence. Also bring a recent official letter showing your address, for example, a utility bill, council tax bill or bank statement. It costs £9.95 to set up a new card account.

Cards can be used at ATM machines that display the Mastercard^® mark to withdraw up to a limit of £500 per day. For cash withdrawal there is an associated fee of £2 per UK transaction. (Some ATM machines may charge additional fees).

The card can be used to withdraw cash from the bank (as long as there are funds on the account). Banks usually charge £3 per transaction.

The card can be used abroad wherever the Mastercard^® logo is diplayed. It can also be used at ATMs abroad (there is a £3 fee per transaction and a 2.75% foreign transaction fee). Some ATM owners may charge extra fees.

Card balances can be checked online in the cardholder member’s area. There is also a dedicated automated phone service for checking your balance and recent transactions.